It’s spooky season, and while ghosts and skeletons send shivers down your spine, there’s nothing scarier than discovering serious problems with your home’s concrete or foundation. In the spirit of Halloween, we’re sharing some real life homeowner horror stories—bone chilling nightmares that started with small cracks and sunken slabs but quickly turned into costly disasters. Don’t let your home finances haunt you. Read on, if you dare, and learn how to avoid these terrifying home ownership traps!